Questions & Answers

We offer personal loans from \\$5,000 to \\$100,000 with flexible repayment terms from 1-7 years.

Yes, we offer specialist bad credit loans starting from 9.95% p.a. with flexible terms.

Approval within 2 business hours, with same-day funding for approved applications.

Equipment finance, commercial mortgages, and working capital loans up to \\$2 million.

Yes, for businesses operational for 6+ months with minimum \\$100k annual revenue.

We offer both secured and unsecured options depending on loan size and business profile.

Yes, our certified planners provide comprehensive retirement strategies including superannuation optimization.

We offer property investment advice including negative gearing strategies and portfolio diversification.

We use stress-testing and diversification strategies tailored to your risk profile.

Yes, unlimited extra repayments allowed with no penalties.

BPAY, direct debit, credit card (1.5% fee), and bank transfers.

Yes, switch between weekly/fortnightly/monthly via our online portal.

Up to 30 years for mortgages, 7 years for unsecured personal loans.

Yes, after 12 months of consistent repayments.

Fixed rates offer certainty, variable rates offer flexibility. We'll help you choose.

Instant preliminary approval, full approval within 24-48 hours.

Yes, complete our 15-minute digital application.

ID, proof of income, and basic financial details.